This unit completes Ontario's Grade 10 Career Studies course (GLC2O, Open, half credit, revised 2019) with Strand C: Planning and Financial Management to Help Meet Postsecondary Goals. You will plan your first year after high school and learn to pay for it.
Part 1: Creating a postsecondary plan (C1). You will choose and refine a goal for your first postsecondary year among the five destinations (apprenticeship, college, community living, university and the workplace), plan backward from it with steps, strategies, opportunities, challenges and a Plan B, and build the tools to communicate your skills: a résumé, a cover letter, interview answers, a career-oriented online profile and application essays for scholarships and co-op.
Part 2: Budgeting and financial management (C2). You will learn the fundamentals of financial responsibility (banking, bills, credit and protecting yourself from fraud), compare savings options (including TFSAs, RRSPs and RESPs), compare forms of borrowing (including OSAP and payday loans), read a paycheque with CPP, EI and income tax deductions, and build a budget for your first postsecondary year.
Financial literacy graduation requirement. Students who started Grade 9 in 2025-26 or later must meet Ontario's financial literacy requirement inside this course: TVO modules and test questions, at least 70% to meet it, up to two attempts, worth 5% of the course mark. Lesson 10 explains it, and Lessons 5 to 10 teach all seven topics it covers, building on your Grade 9 math financial literacy unit.
About the numbers: wages, rates, limits and rules in this unit are 2026 values from official sources (Government of Ontario, Canada Revenue Agency, ontario.ca/osap, CDIC, FSRA), with dates. Prices in budgets and loan comparisons are clearly marked examples. Always check current numbers before a real decision.
Each lesson has a worked example, diagrams, a hands-on activity, four sets of practice questions with answers and a short quiz. The unit ends with a review. It builds on the first two units of the course, Skills, Strategies and Habits for Success and Exploring and Preparing for the World of Work.